The Cromford Report

Terms and Conditions

Membership...

Standard membership of The Cromford Report ™ requires a subscription, and provides you with access to detailed data and analytical charts.

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The Cromford Report ...

is owned and produced by Cromford Associates LLC, an Arizona limited liability company managed by Mike Orr and based in Mesa AZ.

Mike holds a masters degree in Mathematics from the University of Oxford in England and spent 31 years in the computer industry, working for IBM, Amdahl, Splash Technology and the Santa Cruz Operation. In his most recent positions he was President of Tarantella and CEO of Mobilearia.

He first started investing in real estate in 1976 and left the computer industry to focus on real estate in 2002.

Contact

mike@cromfordreport.com

SUBSCRIPTION, AUTOMATIC RENEWAL AND CANCELLATIONS

A monthly subscription is for a period of one month from the order date. Unless notified in writing, the Cromford Report monthly subscriptions will automatically renew every month.

A quarterly subscription is for a period of three months from the order date. Unless notified in writing, the Cromford Report quarterly subscriptions will automatically renew every three months.

An annual subscription is for a period of one year from the order date. Unless notified in writing, the Cromford Report annual subscriptions will automatically renew every year.

All subscriptions are for a single user and are not transferable. Use of a single subscription by multiple people may lead to suspension or termination of the subscription with or without notice.

To cancel subscription service please send an e-mail to accounts@cromfordreport.com Cancellations must be received at least 1 business day prior to the renewal date to avoid additional monthly charges. If you used PayPal to set up your subscription payment, you must also cancel the subscription with PayPal to avoid additional payment being sent. Cromford Associates LLC is not responsible for canceling your PayPal subscription as it requires the user to log in to his or her PayPal account.

AGREEMENT BETWEEN USER AND CROMFORD ASSOCIATES LLC

The Cromford Report Web Site is comprised of various web pages operated by Cromford Associates LLC.

The Cromford Report Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Cromford Report Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Cromford Associates LLC reserves the right to change the terms, conditions, and notices under which the Cromford Report Web Site is offered, including but not limited to the charges associated with the use of the Cromford Report Web Site.

LINKS TO THIRD PARTY SITES

The Cromford Report Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Cromford Associates LLC and Cromford Associates LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Cromford Associates LLC is not responsible for webcasting or any other form of transmission received from any Linked Site. Cromford Associates LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Cromford Associates LLC of the site or any association with its operators.

MATERIALS PROVIDED TO CROMFORD ASSOCIATES LLC OR POSTED AT THE CROMFORD FORUM OR WEB SITE

Cromford Associates LLC does not claim ownership of the materials you provide to Cromford Associates LLC, including commentary, feedback and suggestions (collectively "Submissions"). However, by providing your Submission you are granting Cromford Associates LLC permission to use your Submission in connection with the operation of its Internet business including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Cromford Associates LLC is under no obligation to post or use any Submission you may provide and may remove any Submission at any time at Cromford Associates LLC sole discretion.

By providing your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE CROMFORD REPORT WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CROMFORD ASSOCIATES LLC MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE CROMFORD REPORT WEB SITE AT ANY TIME.

CROMFORD ASSOCIATES LLC MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND GRAPHICS CONTAINED ON THE CROMFORD REPORT WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. CROMFORD ASSOCIATES LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CROMFORD ASSOCIATES LLC BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE CROMFORD REPORT WEB SITE, WITH THE DELAY OR INABILITY TO USE THE CROMFORD REPORT WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND GRAPHICS OBTAINED THROUGH THE CROMFORD REPORT WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE CROMFORD REPORT WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CROMFORD ASSOCIATES LLC HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE CROMFORD REPORT WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE CROMFORD REPORT WEB SITE.

TERMINATION/ACCESS RESTRICTION

Cromford Associates LLC reserves the right, in its sole discretion, to terminate your access to the Cromford Report Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Arizona, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Maricopa County, Arizona, U.S.A. in all disputes arising out of or relating to the use of the Cromford Report Web Site. Use of the Cromford Report Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Cromford Associates LLC as a result of this agreement or use of the Cromford Report Web Site. Cromford Associates LLC's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Cromford Associates LLC's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Cromford Report Web Site or information provided to or gathered by Cromford Associates LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Cromford Associates LLC with respect to the Cromford Report Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Cromford Associates LLC with respect to The Cromford Report Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Cromford Report Web Site are: Copyright (c) 2009 to 2011 Cromford Associates LLC. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Cromford Associates LLC's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.